Privacy Policy

1. Introduction

Maureen Sykora DBA Mortgage Solutions Mojo respects your privacy. This Privacy Policy explains how I may collect, use, disclose, and protect information when you visit my website, contact our office, submit a form, call us, email us, text us, or otherwise communicate with me.

This Privacy Policy applies to information collected through this website and related communications with Mortgage Solutions Mojo.

By using this website or communicating with us, you agree to the practices described in this Privacy Policy.

2. Information We May Collect

Maureen Sykora may collect information that you voluntarily provide, including:

Name

Email address

Phone number

Mailing address

Information submitted through contact forms

Information shared by phone, email, text message, or consultation request

Information related to your mortgage inquiry or financing needs

Maureen Sykora may also collect limited technical information automatically when you visit website, including:

IP address

Browser type

Device type

Pages visited

Time spent on the website

Referring website or source

Cookies or similar tracking technologies

3. Sensitive Or Confidential Information

Please do not submit sensitive financial information, Social Security numbers, banking information, or other confidential documents through this website, email, text message, voicemail, or contact form unless specifically requested through a secure method.

Submitting information through this website does not establish a client relationship or constitute approval for any mortgage product or financing.

4. How We Use Information

Maureen Sykora may use information collected to:

Respond to inquiries or consultation requests

Communicate with you regarding mortgage services

Schedule consultations or appointments

Assist with mortgage applications or loan-related requests

Request supporting documentation

Manage business operations

Improve website performance and user experience

Maintain records

Comply with applicable legal and regulatory obligations

Protect the security and integrity of our website and communications

5. How We Share Information

Maureen Sykora does not sell your personal information.

Maureen Sykora may share information only when reasonably necessary, including:

With employees, contractors, vendors, technology providers, or service providers who help operate the website, communicate with visitors, or manage business operations

With lenders, title companies, or other parties involved in providing requested mortgage services, when authorized or necessary

When required by law, regulation, subpoena, or court order

To protect our rights, customers, systems, or property

With your consent or at your direction

6. SMS And Text Messaging Privacy

If you provide your phone number and opt in to receive text messages from Maureen Sykora DBA Mortgage Solutions Mojo, I may use your phone number to send messages related to your inquiry, consultation request, appointment reminders, loan application updates, document requests, customer service communications, follow-up communications, or other business-related messages.

Message frequency may vary.

Message and data rates may apply.

You may opt out of text messages at any time by replying STOP.

You may request assistance by replying HELP or contacting Mortgage Solutions Mojo at (713) 304-5222.

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties except as necessary to provide messaging services, comply with applicable law, or protect the rights, safety, and security of Mortgage Solutions Mojo, its customers, and its service providers.

7. Cookies And Tracking Technologies

The Mortgage Solutions Mojo website may use cookies, pixels, analytics tools, or similar technologies to help operate the website, understand website traffic, and improve user experience.

You can adjust your browser settings to refuse some cookies or alert you when cookies are being used. Some portions of the website may not function properly if cookies are disabled.

8. Third-Party Services

Maureen Sykora may use third-party service providers for website hosting, analytics, communications, forms, customer relationship management, scheduling, security, or other business operations.

These providers may process information only as needed to provide services or as otherwise permitted by law.

This website may also contain links to third-party websites. Maureen Sykora is not responsible for the privacy practices, content, or security of third-party websites.

9. Data Security

Maureen Sykora uses reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no website, email system, text messaging system, or method of electronic transmission is completely secure. Maureen Sykora cannot guarantee absolute security.

10. Data Retention

Maureen Sykora retains personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, maintain records, and enforce agreements.

12. Children's Privacy

This website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13 through this website.

13. No Sale Of Personal Information

Maureen Sykora DBA Mortgage Solutions Mojo does not sell personal information.

14. No Sharing Of Mobile Opt-In Data For Marketing

Maureen Sykora DBA Mortgage Solutions Mojo does not sell, rent, or share mobile phone numbers, SMS opt-in data, or text messaging consent information with third parties or affiliates for their marketing or promotional purposes.

15. Changes To This Privacy Policy

Maureen Sykora may update this Privacy Policy from time to time. Any updates will be posted on this page with a revised "Last Updated" date.

16. Contact Us

If you have questions about this Privacy Policy or wish to make a privacy-related request, please contact:

Mortgage Solutions Mojo

84 Island Passage

Galveston, TX 77356

Phone: (713) 304-5222

Email: [email protected]