Terms & Conditions

Last Updated: July 3, 2026

1. Acceptance Of Terms

By accessing or using this website, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use this website.

These Terms & Conditions apply to your use of the Maureen Sykora DBA Mortgage Solutions Mojo website and related online communications.

2. No Financial, Mortgage, Or Legal Advice

The content on this website is provided for general informational purposes only. It is not legal, financial, tax, or mortgage advice and should not be relied upon as such.

You should consult with qualified professionals regarding your specific financial, mortgage, tax, or legal situation before making important decisions.

3. No Client Relationship

Using this website, submitting a form, sending an email, calling, leaving a voicemail, sending a text message, or otherwise contacting Maureen Sykora DBA Mortgage Solutions Mojo does not establish a client relationship or guarantee approval for any mortgage product or financing.

A client relationship is established only after all required documentation has been completed and accepted, and services have been formally agreed upon.

Please do not send confidential financial information, Social Security numbers, banking information, or other sensitive documents through this website unless specifically requested through a secure method.

4. Website Content

Maureen Sykora DBA Mortgage Solutions Mojo makes reasonable efforts to provide helpful and accurate information. However, mortgage programs, lending guidelines, interest rates, underwriting requirements, and applicable laws may change.

No guarantee is made that the information on this website is complete, current, or applicable to your individual situation.

5. Services

This website may discuss:

Home Purchase Loans

Mortgage Consultations

Mortgage Refinancing

FHA Loans

VA Loans

Conventional Loans

Loan Application Assistance

Mortgage Education

Other mortgage-related services

Information provided is general in nature and does not guarantee loan approval or any specific financing outcome.

6. Permitted Use

You may use this website only for lawful, personal, and informational purposes.

You agree not to:

Use this website for unlawful purposes.

Attempt to interfere with the website's security or functionality.

Submit false, misleading, harmful, or unauthorized information.

Copy, scrape, reproduce, or misuse website content without written permission.

Use this website to distribute spam, malware, or unauthorized communications.

7. Intellectual Property

The text, graphics, logos, images, design, layout, and other content on this website are owned by or licensed to Mortgage Solutions Mojo unless otherwise stated.

You may not reproduce, distribute, modify, publish, or use website content without prior written permission.

8. Third-Party Links

This website may contain links to third-party websites or services for your convenience.

Maureen Sykora DBA Mortgage Solutions Mojo is not responsible for the content, privacy practices, security, or availability of third-party websites.

9. Communication By Phone, Email, Forms, And Text

You may communicate with Mortgage Solutions Mojo by phone, email, website forms, or text messaging.

Electronic communications may not always be secure. Please do not transmit sensitive financial or confidential information unless instructed to do so through a secure communication method.

10. SMS/Text Messaging Terms

By providing your phone number and opting in to receive text messages from Maureen Sykora DBA Mortgage Solutions Mojo, you consent to receive SMS messages related to your mortgage inquiry or existing client relationship.

Text messages may include:

Consultation confirmations

Appointment reminders

Loan application updates

Document request reminders

Customer service communications

Follow-up communications

Other communications related to your mortgage inquiry or requested services

Message frequency may vary.

Message and data rates may apply.

Wireless carriers are not liable for delayed or undelivered messages.

Consent to receive text messages is not required as a condition of obtaining mortgage services.

You may opt out at any time by replying STOP.

For assistance, reply HELP or call (713) 304-5222.

After opting out, you may opt back in by submitting a website form or requesting SMS communications again.

Maureen Sykora DBA Mortgage Solutions Mojo does not sell, rent, or share mobile phone numbers, SMS opt-in data, or text messaging consent information with third parties or affiliates for marketing or promotional purposes.

By opting in to receive text messages, you confirm that you are at least 18 years of age or have permission from a parent or legal guardian.

11. No Guarantee Of Results

No information on this website should be interpreted as a promise, guarantee, or prediction of mortgage approval, loan terms, interest rates, or financing results.

Every mortgage application depends on individual qualifications, lender requirements, credit history, income, assets, property information, and other factors.

12. Limitation Of Liability

To the fullest extent permitted by law, Maureen Sykora DBA Mortgage Solutions Mojo shall not be liable for any damages arising from your use of this website, reliance upon its content, inability to access the website, or use of third-party websites.

Some jurisdictions may not allow certain limitations; therefore, some limitations may not apply.

13. Privacy

Your use of this website is also governed by the Mortgage Solutions Mojo Privacy Policy.

Please review the Privacy Policy to understand how information may be collected, used, and protected.

14. Changes To These Terms

Maureen Sykora DBA Mortgage Solutions Mojo may update these Terms & Conditions from time to time.

Updates will be posted on this page with a revised "Last Updated" date.

Your continued use of the website after changes are posted constitutes your acceptance of the updated Terms & Conditions.

15. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of Texas, without regard to its conflict of law principles.

16. Contact Information

If you have questions regarding these Terms & Conditions, please contact:

Mortgage Solutions Mojo

84 Island Passage

Galveston, TX 77356

Phone: (713) 304-5222

Email: [email protected]